/* ================================
   CAROLTEMP — Financiación CSS
================================ */

/* ── STRIP ── */
.fin-strip {
  background: #fff;
  border-bottom: 1px solid #e2e8f0;
  padding: 1.25rem 0;
}

.fin-strip-in {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 var(--space-md);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
}

.fin-strip-item {
  display: flex;
  align-items: center;
  gap: .85rem;
  flex: 1;
  justify-content: center;
  padding: .5rem 1.5rem;
}

.fin-strip-ico {
  font-size: 22px;
  flex-shrink: 0;
}

.fin-strip-item div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.fin-strip-item strong {
  font-size: 13.5px;
  font-weight: 700;
  color: #0d1f33;
  white-space: nowrap;
}

.fin-strip-item span {
  font-size: 12px;
  color: #94a3b8;
  white-space: nowrap;
}

.fin-strip-sep {
  width: 1px;
  height: 36px;
  background: #e2e8f0;
  flex-shrink: 0;
}

/* ── QUÉ PUEDES FINANCIAR ── */
.fin-cubre-section {
  padding: 5rem 0;
}

.fin-cubre-head {
  margin-bottom: 2.5rem;
  max-width: 640px;
}

.fin-cubre-sub {
  font-size: 15px;
  color: #64748b;
  line-height: 1.7;
  margin-top: .5rem;
}

.fin-cubre-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
}

.fin-cubre-card {
  background: #f8fafc;
  border: 1.5px solid #e2e8f0;
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .5rem;
  transition: all .18s;
}

.fin-cubre-card:hover {
  background: #fff;
  border-color: #1e3a5f;
  box-shadow: 0 6px 20px rgba(30,58,95,.08);
  transform: translateY(-2px);
}

.fin-cubre-ico {
  font-size: 24px;
  line-height: 1;
  margin-bottom: .25rem;
}

.fin-cubre-card h3 {
  font-size: 14.5px;
  font-weight: 700;
  color: #0d1f33;
  margin: 0;
}

.fin-cubre-card p {
  font-size: 13px;
  color: #64748b;
  line-height: 1.6;
  margin: 0;
}

/* TÍTULO REUTILIZABLE */
.fin-sec-h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.3rem);
  font-weight: 800;
  color: #0d1f33;
  letter-spacing: -.025em;
  line-height: 1.15;
  margin-bottom: 2.5rem;
}

/* ── PASOS ── */
.fin-pasos-section {
  padding: 5rem 0;
  background: #f8fafc;
  border-top: 1px solid #f1f5f9;
}

.fin-pasos-wrap {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.fin-pasos-grid {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  gap: 0;
  align-items: start;
  margin-top: .5rem;
}

.fin-paso {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 16px;
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .6rem;
  position: relative;
  transition: box-shadow .2s, border-color .2s;
}

.fin-paso:hover {
  border-color: #1e3a5f;
  box-shadow: 0 8px 28px rgba(30,58,95,.1);
}

.fin-paso-last {
  background: #1e3a5f;
  border-color: #1e3a5f;
}

.fin-paso-last h3,
.fin-paso-last p {
  color: #fff !important;
}

.fin-paso-last .fin-paso-num {
  color: #fff;
}

.fin-paso-ico {
  font-size: 28px;
  line-height: 1;
  margin-bottom: .25rem;
}

.fin-paso-num {
  font-size: 11px;
  font-weight: 700;
  color: #cbd5e1;
  letter-spacing: .1em;
  margin-bottom: .15rem;
}

.fin-paso h3 {
  font-size: 15px;
  font-weight: 700;
  color: #0d1f33;
  line-height: 1.3;
  margin: 0;
}

.fin-paso p {
  font-size: 13px;
  color: #64748b;
  line-height: 1.65;
  margin: 0;
}

.fin-paso-sep {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 .75rem;
  font-size: 20px;
  color: #cbd5e1;
  margin-top: 2.5rem;
  flex-shrink: 0;
}

/* ── VENTAJAS ── */
.fin-ventajas-section {
  padding: 5rem 0;
}

.fin-ventajas-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.fin-ventaja {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 14px;
  padding: 1.75rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .6rem;
  transition: all .18s;
}

.fin-ventaja:hover {
  border-color: #1e3a5f;
  box-shadow: 0 6px 20px rgba(30,58,95,.08);
  transform: translateY(-3px);
}

.fin-ventaja-ico {
  font-size: 26px;
  line-height: 1;
}

.fin-ventaja h3 {
  font-size: 15px;
  font-weight: 700;
  color: #0d1f33;
  margin: 0;
}

.fin-ventaja p {
  font-size: 13.5px;
  color: #64748b;
  line-height: 1.65;
  margin: 0;
}

/* ── FAQs ── */
.fin-faqs-section {
  padding: 5rem 0;
  background: #f8fafc;
  border-top: 1px solid #f1f5f9;
}

.fin-faqs-wrap {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.fin-faqs {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}

.fin-faq {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 12px;
  overflow: hidden;
  transition: border-color .15s;
}

.fin-faq[open] {
  border-color: #1e3a5f;
}

.fin-faq summary {
  padding: 1.1rem 1.4rem;
  font-size: 14.5px;
  font-weight: 600;
  color: #0d1f33;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  user-select: none;
}

.fin-faq summary::-webkit-details-marker { display: none; }

.fin-faq summary::after {
  content: '+';
  width: 24px;
  height: 24px;
  background: #f1f5f9;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 700;
  color: #64748b;
  flex-shrink: 0;
  transition: all .15s;
}

.fin-faq[open] summary::after {
  content: '×';
  background: #1e3a5f;
  color: #fff;
}

.fin-faq-ans {
  padding: 0 1.4rem 1.2rem;
  font-size: 14px;
  color: #475569;
  line-height: 1.75;
  border-top: 1px solid #f1f5f9;
  padding-top: 1rem;
}

/* ── SIMULADOR ── */
.fin-sim-section {
  padding: 5rem 0;
  background: #f8fafc;
  border-top: 1px solid #f1f5f9;
}

.fin-sim-card {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 20px;
  padding: 2.5rem;
  box-shadow: 0 8px 32px rgba(30,58,95,.07);
  margin-top: 1rem;
}

.fin-sim-top {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  margin-bottom: 2rem;
}

.fin-sim-col {
  display: flex;
  flex-direction: column;
  gap: .75rem;
}

.fin-sim-label {
  font-size: 13px;
  font-weight: 700;
  color: #475569;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.fin-sim-amount-row {
  margin-bottom: .25rem;
}

.fin-sim-amount-val {
  font-size: 2.4rem;
  font-weight: 800;
  color: #0d1f33;
  letter-spacing: -.03em;
  line-height: 1;
}

.fin-sim-range {
  width: 100%;
  height: 6px;
  accent-color: #1e3a5f;
  cursor: pointer;
}

.fin-sim-range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: #94a3b8;
}

.fin-sim-months {
  display: flex;
  gap: .5rem;
  flex-wrap: wrap;
}

.fin-sim-mth {
  flex: 1;
  min-width: 90px;
  padding: .65rem .5rem;
  border: 1.5px solid #e2e8f0;
  border-radius: 10px;
  font-size: 13.5px;
  font-weight: 600;
  color: #475569;
  background: #f8fafc;
  cursor: pointer;
  transition: all .15s;
  font-family: var(--font-main);
}

.fin-sim-mth:hover {
  border-color: #1e3a5f;
  color: #1e3a5f;
}

.fin-sim-mth-active {
  background: #1e3a5f;
  border-color: #1e3a5f;
  color: #fff;
}

.fin-sim-result {
  background: #f0f6ff;
  border: 1.5px solid #bfdbfe;
  border-radius: 14px;
  padding: 1.75rem 2rem;
  display: flex;
  align-items: center;
  gap: 2rem;
  margin-bottom: 1.75rem;
}

.fin-sim-result-main {
  display: flex;
  align-items: baseline;
  gap: .4rem;
  flex-shrink: 0;
}

.fin-sim-result-num {
  font-size: 3rem;
  font-weight: 900;
  color: #1e3a5f;
  letter-spacing: -.04em;
  line-height: 1;
}

.fin-sim-result-label {
  font-size: 1.1rem;
  font-weight: 600;
  color: #3b82f6;
}

.fin-sim-disclaimer {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.6;
  margin: 0;
}

.fin-sim-cta {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ── QUIÉN PUEDE SOLICITARLO ── */
.fin-quien-section {
  padding: 5rem 0;
}

.fin-quien-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: .5rem;
}

.fin-quien-card {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 16px;
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: .75rem;
  transition: all .18s;
}

.fin-quien-card:hover {
  border-color: #1e3a5f;
  box-shadow: 0 8px 28px rgba(30,58,95,.09);
  transform: translateY(-2px);
}

.fin-quien-ico {
  font-size: 2rem;
  line-height: 1;
}

.fin-quien-card h3 {
  font-size: 16px;
  font-weight: 700;
  color: #0d1f33;
  margin: 0;
}

.fin-quien-card p {
  font-size: 13.5px;
  color: #64748b;
  line-height: 1.65;
  margin: 0;
}

.fin-quien-list {
  list-style: none;
  padding: 0;
  margin: .25rem 0 0;
  display: flex;
  flex-direction: column;
  gap: .4rem;
  border-top: 1px solid #f1f5f9;
  padding-top: .85rem;
}

.fin-quien-list li {
  font-size: 13px;
  color: #1e3a5f;
  font-weight: 500;
}

/* ── ¿ES SEGURO? ── */
.fin-seguro-section {
  padding: 5rem 0;
  background: #f8fafc;
  border-top: 1px solid #f1f5f9;
}

.fin-seguro-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 4rem;
  align-items: center;
}

.fin-seguro-sub {
  font-size: 15px;
  color: #64748b;
  line-height: 1.7;
  margin: 0 0 1.75rem;
}

.fin-seguro-items {
  display: flex;
  flex-direction: column;
  gap: 1.1rem;
}

.fin-seguro-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.fin-seguro-check {
  width: 24px;
  height: 24px;
  background: #dcfce7;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  color: #16a34a;
  flex-shrink: 0;
  margin-top: 2px;
}

.fin-seguro-item div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.fin-seguro-item strong {
  font-size: 14px;
  font-weight: 700;
  color: #0d1f33;
}

.fin-seguro-item span {
  font-size: 13px;
  color: #64748b;
  line-height: 1.55;
}

.fin-seguro-badge {
  flex-shrink: 0;
}

.fin-seguro-badge-inner {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 20px;
  padding: 2.5rem 2rem;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .75rem;
  width: 220px;
  box-shadow: 0 4px 20px rgba(30,58,95,.07);
}

.fin-seguro-shield {
  font-size: 3rem;
  line-height: 1;
}

.fin-seguro-badge-inner strong {
  font-size: 14.5px;
  font-weight: 800;
  color: #0d1f33;
  line-height: 1.3;
}

.fin-seguro-badge-inner span {
  font-size: 12px;
  color: #64748b;
  line-height: 1.55;
}

/* ── BANNER URGENCIA ── */
.fin-urgbanner {
  background: #1e3a5f;
  padding: 1.75rem 0;
}

.fin-urgbanner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.fin-urgbanner-text {
  display: flex;
  flex-direction: column;
  gap: .35rem;
}

.fin-urgbanner-text strong {
  font-size: 16px;
  font-weight: 700;
  color: #fff;
}

.fin-urgbanner-text span {
  font-size: 14px;
  color: #94a3b8;
  line-height: 1.55;
}

.fin-urgbanner-btns {
  flex-shrink: 0;
}

.fin-urgbanner-btn {
  white-space: nowrap;
}

/* ── PRUEBA SOCIAL ── */
.fin-social-section {
  padding: 5rem 0;
  background: #f8fafc;
  border-top: 1px solid #f1f5f9;
}

.fin-social-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-bottom: 3rem;
}

.fin-social-stat {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 14px;
  padding: 1.75rem 1rem;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: .4rem;
}

.fin-social-num {
  font-size: 2.4rem;
  font-weight: 900;
  color: #1e3a5f;
  letter-spacing: -.04em;
  line-height: 1;
}

.fin-social-label {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.4;
}

.fin-social-reviews {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.fin-social-review {
  background: #fff;
  border: 1.5px solid #e2e8f0;
  border-radius: 14px;
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: .75rem;
}

.fin-social-stars {
  color: #f59e0b;
  font-size: 16px;
  letter-spacing: .05em;
}

.fin-social-review p {
  font-size: 13.5px;
  color: #475569;
  line-height: 1.7;
  margin: 0;
  flex: 1;
}

.fin-social-review span {
  font-size: 12.5px;
  color: #94a3b8;
  font-weight: 600;
}

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .fin-strip-in {
    flex-wrap: wrap;
    gap: .5rem;
  }

  .fin-strip-sep {
    display: none;
  }

  .fin-strip-item {
    flex: 1 1 45%;
    justify-content: flex-start;
    padding: .5rem .75rem;
  }

  .fin-cubre-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .fin-pasos-grid {
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
  }

  .fin-paso-sep {
    display: none;
  }

  .fin-ventajas-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .fin-sim-top {
    grid-template-columns: 1fr;
    gap: 1.75rem;
  }

  .fin-quien-grid {
    grid-template-columns: 1fr;
  }

  .fin-seguro-inner {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .fin-seguro-badge {
    display: flex;
    justify-content: center;
  }

  .fin-urgbanner-inner {
    flex-direction: column;
    text-align: center;
  }

  .fin-social-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .fin-social-reviews {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .fin-strip-item {
    flex: 1 1 100%;
  }

  .fin-cubre-grid {
    grid-template-columns: 1fr;
  }

  .fin-pasos-grid {
    grid-template-columns: 1fr;
  }

  .fin-ventajas-grid {
    grid-template-columns: 1fr;
  }

  .fin-sim-card {
    padding: 1.5rem 1.25rem;
  }

  .fin-sim-result {
    flex-direction: column;
    gap: 1rem;
    text-align: center;
  }

  .fin-sim-cta {
    flex-direction: column;
  }

  .fin-sim-cta .btn {
    text-align: center;
    justify-content: center;
  }

  .fin-social-grid {
    grid-template-columns: 1fr 1fr;
  }

  .fin-seguro-badge-inner {
    width: 100%;
  }
}